by admin | Oct 14, 2025 | Taxes
When you raise finance against a Spanish property—whether a secured loan, equity release or a bridge facility—the headline interest rate is only part of the story. Your true cost to close includes notary and registry fees, taxes, third-party services and lender...
by admin | Sep 9, 2025 | Equity Release
Securing finance in Spain can be straightforward if you know how lenders think, which documents matter most, and which product really fits your situation. Many applications fail not because borrowers are unqualified, but because they make avoidable mistakes: choosing...
by admin | Sep 4, 2025 | Equity Release, Bridge Loans
Using your Spanish property to access finance—whether a secured loan or bridging facility—starts with one critical milestone: the valuation (tasación). The appraisal determines how much you can borrow, which lender products you qualify for, and how fast you can...
by admin | Jul 8, 2025 | Taxes
Spain’s wealth tax, known as “Impuesto sobre el Patrimonio”, is a direct tax levied on the net worth of individuals. It essentially taxes your total net assets, meaning all the property and rights with economic value you own after deducting any burdens, encumbrances,...
by admin | Jun 11, 2025 | Business Loans
Accessing business funding in Spain can be challenging—especially for expats, self-employed individuals, or entrepreneurs without a conventional financial profile. Traditional banks often impose strict requirements around income verification, credit history, and...
