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Secured Loans in Spain

Since the new Spanish mortgage law can into play in 2019, it has become increasing difficult for ex-pats to borrow money from Spanish banks. It is no longer possible to borrow solely against your home from the Spanish banks, without also being able to prove your repayment capacity by way of monthly income (earnings/pensions)

KREDIT SPAIN can help you – We have found some excellent options for our clients and deals can be done quickly.

How does it work?

All you need is to own a property in Spain.

You will be given a case management team. These professionals are experts in co-ordinating all the parties involved, banks, notaries, investors etc, to make the process as fast and as seamless as possible.

We have our own, in- house, legal experts who provide conveyancing and notary services and legal and taxation advice.

All estimates and proposals are free of charge and our fees are only applicable and paid when, together at the Notary we complete on a deal which is perfect for you.

Supervised by the Bank of Spain

We work together with independent appraisal companies approved by the Bank of Spain and the CNMV (the Spanish Government Agency responsible for the financial regulation of the securities market in Spain).

Legal Guarantees

All operations are documented in the Spanish land registry and are formulated in a public deed before a notary, thus guaranteeing your security and peace of mind.

Secured Lending Options

Do you need a loan for your company or for yourself?

Secured

Personal Loans

Private lending options for ex-pats, as it has become increasingly difficult  to borrow money from Spanish banks.

Secured

Business Loans

If you have an SL company in Spain, the legalities are slightly easier than for private secured loans and the costs are lower.